{"id":46773,"date":"2025-08-18T16:22:26","date_gmt":"2025-08-18T16:22:26","guid":{"rendered":"https:\/\/veritas.cl\/veritas\/?page_id=46773"},"modified":"2026-03-20T17:16:27","modified_gmt":"2026-03-20T17:16:27","slug":"responsabilidad-civil","status":"publish","type":"page","link":"https:\/\/veritas.cl\/veritas\/responsabilidad-civil\/","title":{"rendered":"Responsabilidad civil"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"46773\" class=\"elementor elementor-46773\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b13b323 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"b13b323\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58e618fe elementor-widget elementor-widget-heading\" data-id=\"58e618fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Resarciendo el da\u00f1o<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bb7e88c elementor-widget elementor-widget-heading\" data-id=\"3bb7e88c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Responsabilidad Civil<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-29dce79 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no\" data-id=\"29dce79\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8c119d\" data-id=\"8c119d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-20e88d72 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no\" data-id=\"20e88d72\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-45db8a74\" data-id=\"45db8a74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cdb6561 elementor-widget elementor-widget-text-editor\" data-id=\"4cdb6561\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las responsabilidades frente a terceros forman parte inherente del ejercicio empresarial y profesional. Su adecuada gesti\u00f3n exige estructuras aseguradoras consistentes con el marco regulatorio, contractual y operativo en el que se desenvuelve cada organizaci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-662f658 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no\" data-id=\"662f658\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ac735bf\" data-id=\"ac735bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-aa8b4b2 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no\" data-id=\"aa8b4b2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f997a1f\" data-id=\"f997a1f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-673e922 elementor-widget elementor-widget-heading\" data-id=\"673e922\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exposici\u00f3n y marco de responsabilidad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12069fc elementor-widget elementor-widget-text-editor\" data-id=\"12069fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las organizaciones operan en entornos donde decisiones, omisiones, productos o servicios pueden generar reclamaciones con impacto patrimonial y reputacional. La administraci\u00f3n de estas exposiciones requiere identificar fuentes de responsabilidad contractual, extracontractual y profesional, evaluando su alcance dentro del modelo de negocio y del entorno normativo aplicable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-9e26000 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"9e26000\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-2ecc3be6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"2ecc3be6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e8c4a57 elementor-widget elementor-widget-image\" data-id=\"5e8c4a57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/estructuracion_tecnica-1024x1024.webp\" class=\"attachment-large size-large wp-image-61494\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/estructuracion_tecnica-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/estructuracion_tecnica-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/estructuracion_tecnica-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/estructuracion_tecnica-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/estructuracion_tecnica.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-18093fd e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"18093fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa3828 elementor-widget elementor-widget-heading\" data-id=\"0fa3828\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Estructuraci\u00f3n t\u00e9cnica del programa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8aa016 elementor-widget elementor-widget-text-editor\" data-id=\"a8aa016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La configuraci\u00f3n de programas de responsabilidad civil considera la naturaleza de la actividad, la interacci\u00f3n con terceros y la complejidad regulatoria del sector. Ello implica definir l\u00edmites adecuados, condiciones contractuales consistentes y coberturas complementarias que permitan responder ante escenarios de litigaci\u00f3n, reclamaciones patrimoniales o eventos de alta sensibilidad jur\u00eddica.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-03a13b5 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"03a13b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-69c201a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"69c201a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f21efb elementor-widget elementor-widget-heading\" data-id=\"1f21efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gesti\u00f3n t\u00e9cnica y continuidad del programa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6362ee8 elementor-widget elementor-widget-text-editor\" data-id=\"6362ee8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Una gesti\u00f3n adecuada no se limita a la contrataci\u00f3n de la p\u00f3liza. Requiere seguimiento t\u00e9cnico, revisi\u00f3n peri\u00f3dica de exposiciones y actualizaci\u00f3n conforme a cambios regulatorios u operativos. Este modelo permite sostener alineaci\u00f3n entre la evoluci\u00f3n del negocio y la protecci\u00f3n aseguradora, resguardando estabilidad financiera y continuidad institucional.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-4fa2dcb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"4fa2dcb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bacee5f elementor-widget elementor-widget-image\" data-id=\"bacee5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/gestion_tecnica-3-1024x1024.webp\" class=\"attachment-large size-large wp-image-61495\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/gestion_tecnica-3-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/gestion_tecnica-3-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/gestion_tecnica-3-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/gestion_tecnica-3-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/gestion_tecnica-3.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b07448f bdt-backdrop-filter-yes e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"b07448f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b3b08d1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"b3b08d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-90e3b1a bdt-backdrop-filter-yes e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"90e3b1a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-30a0faa e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"30a0faa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e47c002 elementor-widget elementor-widget-heading\" data-id=\"e47c002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Inf\u00f3rmese y tome la mejor decisi\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8e64dc elementor-widget elementor-widget-heading\" data-id=\"d8e64dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solicite asesor\u00eda experta<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c96285c elementor-widget elementor-widget-text-editor\" data-id=\"c96285c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb176d3 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"cb176d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Cont\u00e1ctenos\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" viewBox=\"0 0 241 69\"><defs><style>      .st0 {        fill: #039;      }      .st1 {        fill: none;        stroke: #039;        stroke-miterlimit: 10;        stroke-width: 6px;      }    <\/style><\/defs><path class=\"st1\" d=\"M3,35h227.06\"><\/path><path class=\"st0\" d=\"M184.96,66.68c-.98-1.53-.52-3.58,1.02-4.56l42.58-27.12-42.58-27.12c-1.54-.98-2-3.02-1.02-4.56.98-1.53,3.04-1.98,4.56-1.01l46.95,29.91c.95.61,1.53,1.66,1.53,2.78s-.58,2.18-1.53,2.78l-46.95,29.91c-.55.35-1.17.52-1.77.52-1.09,0-2.16-.54-2.79-1.53Z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" >\n\t\t\t\t\t\t\tCont\u00e1ctenos\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-a8070ab e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"a8070ab\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25d8db6 elementor-widget elementor-widget-image\" data-id=\"25d8db6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp\" class=\"attachment-large size-large wp-image-61185\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-300x200.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-768x512.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Resarciendo el da\u00f1o Responsabilidad Civil Las responsabilidades frente a terceros forman parte inherente del ejercicio empresarial y profesional. Su adecuada gesti\u00f3n exige estructuras aseguradoras consistentes con el marco regulatorio, contractual y operativo en el que se desenvuelve cada organizaci\u00f3n. Exposici\u00f3n y marco de responsabilidad Las organizaciones operan en entornos donde decisiones, omisiones, productos o servicios pueden generar reclamaciones con impacto patrimonial y reputacional. La administraci\u00f3n de estas exposiciones requiere identificar fuentes de responsabilidad contractual, extracontractual y profesional, evaluando su alcance dentro del modelo de negocio y del entorno normativo aplicable. Estructuraci\u00f3n t\u00e9cnica del programa La configuraci\u00f3n de programas de responsabilidad civil considera la naturaleza de la actividad, la interacci\u00f3n con terceros y la complejidad regulatoria del sector. Ello implica definir l\u00edmites adecuados, condiciones contractuales consistentes y coberturas complementarias que permitan responder ante escenarios de litigaci\u00f3n, reclamaciones patrimoniales o eventos de alta sensibilidad jur\u00eddica. Gesti\u00f3n t\u00e9cnica y continuidad del programa Una gesti\u00f3n adecuada no se limita a la contrataci\u00f3n de la p\u00f3liza. Requiere seguimiento t\u00e9cnico, revisi\u00f3n peri\u00f3dica de exposiciones y actualizaci\u00f3n conforme a cambios regulatorios u operativos. Este modelo permite sostener alineaci\u00f3n entre la evoluci\u00f3n del negocio y la protecci\u00f3n aseguradora, resguardando estabilidad financiera y continuidad institucional. Inf\u00f3rmese y tome la mejor decisi\u00f3n Solicite asesor\u00eda experta Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora. Cont\u00e1ctenos<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-46773","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46773","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/comments?post=46773"}],"version-history":[{"count":274,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46773\/revisions"}],"predecessor-version":[{"id":62480,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46773\/revisions\/62480"}],"wp:attachment":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/media?parent=46773"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}