{"id":46775,"date":"2025-08-18T16:23:43","date_gmt":"2025-08-18T16:23:43","guid":{"rendered":"https:\/\/veritas.cl\/veritas\/?page_id=46775"},"modified":"2026-03-20T17:15:48","modified_gmt":"2026-03-20T17:15:48","slug":"construccion","status":"publish","type":"page","link":"https:\/\/veritas.cl\/veritas\/construccion\/","title":{"rendered":"Construcci\u00f3n"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"46775\" class=\"elementor elementor-46775\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e7584ad e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"e7584ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78ade041 elementor-widget elementor-widget-heading\" data-id=\"78ade041\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Arquitectura aseguradora para proyectos en ejecuci\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-306e68df elementor-widget elementor-widget-heading\" data-id=\"306e68df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Construcci\u00f3n y Montaje<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-6e52774 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"6e52774\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-4346651f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"4346651f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d8be57 elementor-widget elementor-widget-text-editor\" data-id=\"6d8be57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los proyectos de construcci\u00f3n y montaje concentran inversi\u00f3n relevante, m\u00faltiples actores y exigencias contractuales complejas. Su protecci\u00f3n requiere estructuras aseguradoras dise\u00f1adas conforme a cada etapa del desarrollo y al perfil t\u00e9cnico de la obra.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-05cdb53 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no\" data-id=\"05cdb53\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b40203\" data-id=\"6b40203\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-4cf7766 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no\" data-id=\"4cf7766\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6d97e5b\" data-id=\"6d97e5b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7be7d26 elementor-widget elementor-widget-heading\" data-id=\"7be7d26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gesti\u00f3n de riesgos en proyectos de construcci\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70b19f3 elementor-widget elementor-widget-text-editor\" data-id=\"70b19f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las obras civiles y montajes industriales se desarrollan en entornos de alta exposici\u00f3n t\u00e9cnica y operativa. Durante su ejecuci\u00f3n pueden producirse da\u00f1os materiales, errores constructivos, fallas en montaje, eventos clim\u00e1ticos o contingencias que impacten plazos, costos y compromisos contractuales.<\/p><p>La gesti\u00f3n aseguradora debe considerar la naturaleza del proyecto, su cronograma, el valor de la inversi\u00f3n, la interacci\u00f3n entre mandante y contratistas, y el marco regulatorio aplicable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-ee51470 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"ee51470\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec0246a elementor-widget elementor-widget-image\" data-id=\"ec0246a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/istockphoto-2263158810-1024x1024-1.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-352fd2a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"352fd2a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-91968da elementor-widget elementor-widget-image\" data-id=\"91968da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_riesgo-1024x1024.webp\" class=\"attachment-large size-large wp-image-61476\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_riesgo-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_riesgo-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_riesgo-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_riesgo-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_riesgo.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e15e45d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"e15e45d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdcda56 elementor-widget elementor-widget-heading\" data-id=\"fdcda56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro Todo Riesgo Construcci\u00f3n (CAR)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07a2d83 elementor-widget elementor-widget-text-editor\" data-id=\"07a2d83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los seguros CAR permiten cubrir da\u00f1os materiales que afecten la obra durante su ejecuci\u00f3n, incluyendo infraestructura en construcci\u00f3n, materiales incorporados y equipos asociados al proyecto.<\/p><p>En funci\u00f3n del contrato y del tipo de obra, el programa puede contemplar:<\/p><ul><li>Responsabilidad civil frente a terceros.<\/li><li>Responsabilidad civil cruzada entre intervinientes.<\/li><li>Gastos de remoci\u00f3n de escombros.<\/li><li>Da\u00f1os a maquinaria de construcci\u00f3n.<\/li><li>Per\u00edodos de mantenimiento posteriores a la entrega.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a5f2e9 elementor-widget elementor-widget-text-editor\" data-id=\"9a5f2e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La estructuraci\u00f3n del seguro se ajusta a las condiciones contractuales y financieras del proyecto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-83749c2 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"83749c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e4e5de8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"e4e5de8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2ea9dae elementor-widget elementor-widget-heading\" data-id=\"2ea9dae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguro Todo Riesgo <br> Montaje (EAR)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b17efb elementor-widget elementor-widget-text-editor\" data-id=\"4b17efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En proyectos de instalaci\u00f3n industrial, plantas energ\u00e9ticas, l\u00edneas de transmisi\u00f3n o equipamiento especializado, el seguro EAR aborda los riesgos asociados a ensamblaje, pruebas, puesta en marcha y fallas t\u00e9cnicas durante el montaje.<\/p><p>Estas coberturas permiten proteger maquinaria, sistemas tecnol\u00f3gicos e infraestructura durante la fase cr\u00edtica de instalaci\u00f3n, considerando da\u00f1os materiales y responsabilidades frente a terceros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-31dcf24 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"31dcf24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2441386 elementor-widget elementor-widget-image\" data-id=\"2441386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_ear-1024x1024.webp\" class=\"attachment-large size-large wp-image-61475\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_ear-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_ear-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_ear-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_ear-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguro_ear.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25eb15c elementor-widget elementor-widget-image\" data-id=\"25eb15c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/istockphoto-539950328-1024x1024-1.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-5bdd7e8 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"5bdd7e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-29c4943 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"29c4943\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b59bf35 elementor-widget elementor-widget-image\" data-id=\"b59bf35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-1024x1024.webp\" class=\"attachment-large size-large wp-image-61474\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-6483867 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"6483867\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d497cda elementor-widget elementor-widget-heading\" data-id=\"d497cda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguimiento t\u00e9cnico y control del programa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba3e8ab elementor-widget elementor-widget-text-editor\" data-id=\"ba3e8ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La protecci\u00f3n de una obra no se limita a la contrataci\u00f3n inicial del seguro. Requiere monitoreo durante el avance de la obra, ajustes conforme a ampliaciones o modificaciones contractuales y conducci\u00f3n t\u00e9cnica en caso de siniestro.<\/p><p>Este criterio t\u00e9cnico permite sostener coherencia entre el desarrollo del proyecto y su protecci\u00f3n aseguradora, resguardando inversi\u00f3n, cumplimiento y continuidad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-d6300f4 bdt-backdrop-filter-yes e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"d6300f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-265147f1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"265147f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-5162a89a bdt-backdrop-filter-yes e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"5162a89a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-77be4102 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"77be4102\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-300eb4f0 elementor-widget elementor-widget-heading\" data-id=\"300eb4f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Inf\u00f3rmese y tome la mejor decisi\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1124091c elementor-widget elementor-widget-heading\" data-id=\"1124091c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solicite asesor\u00eda experta<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24322dca elementor-widget elementor-widget-text-editor\" data-id=\"24322dca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5ce42b elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"e5ce42b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Cont\u00e1ctenos\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" viewBox=\"0 0 241 69\"><defs><style>      .st0 {        fill: #039;      }      .st1 {        fill: none;        stroke: #039;        stroke-miterlimit: 10;        stroke-width: 6px;      }    <\/style><\/defs><path class=\"st1\" d=\"M3,35h227.06\"><\/path><path class=\"st0\" d=\"M184.96,66.68c-.98-1.53-.52-3.58,1.02-4.56l42.58-27.12-42.58-27.12c-1.54-.98-2-3.02-1.02-4.56.98-1.53,3.04-1.98,4.56-1.01l46.95,29.91c.95.61,1.53,1.66,1.53,2.78s-.58,2.18-1.53,2.78l-46.95,29.91c-.55.35-1.17.52-1.77.52-1.09,0-2.16-.54-2.79-1.53Z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" >\n\t\t\t\t\t\t\tCont\u00e1ctenos\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-724224cf e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"724224cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79447df2 elementor-widget elementor-widget-image\" data-id=\"79447df2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp\" class=\"attachment-large size-large wp-image-61185\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-300x200.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-768x512.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Arquitectura aseguradora para proyectos en ejecuci\u00f3n Construcci\u00f3n y Montaje Los proyectos de construcci\u00f3n y montaje concentran inversi\u00f3n relevante, m\u00faltiples actores y exigencias contractuales complejas. Su protecci\u00f3n requiere estructuras aseguradoras dise\u00f1adas conforme a cada etapa del desarrollo y al perfil t\u00e9cnico de la obra. Gesti\u00f3n de riesgos en proyectos de construcci\u00f3n Las obras civiles y montajes industriales se desarrollan en entornos de alta exposici\u00f3n t\u00e9cnica y operativa. Durante su ejecuci\u00f3n pueden producirse da\u00f1os materiales, errores constructivos, fallas en montaje, eventos clim\u00e1ticos o contingencias que impacten plazos, costos y compromisos contractuales. La gesti\u00f3n aseguradora debe considerar la naturaleza del proyecto, su cronograma, el valor de la inversi\u00f3n, la interacci\u00f3n entre mandante y contratistas, y el marco regulatorio aplicable. Seguro Todo Riesgo Construcci\u00f3n (CAR) Los seguros CAR permiten cubrir da\u00f1os materiales que afecten la obra durante su ejecuci\u00f3n, incluyendo infraestructura en construcci\u00f3n, materiales incorporados y equipos asociados al proyecto. En funci\u00f3n del contrato y del tipo de obra, el programa puede contemplar: Responsabilidad civil frente a terceros. Responsabilidad civil cruzada entre intervinientes. Gastos de remoci\u00f3n de escombros. Da\u00f1os a maquinaria de construcci\u00f3n. Per\u00edodos de mantenimiento posteriores a la entrega. La estructuraci\u00f3n del seguro se ajusta a las condiciones contractuales y financieras del proyecto. Seguro Todo Riesgo Montaje (EAR) En proyectos de instalaci\u00f3n industrial, plantas energ\u00e9ticas, l\u00edneas de transmisi\u00f3n o equipamiento especializado, el seguro EAR aborda los riesgos asociados a ensamblaje, pruebas, puesta en marcha y fallas t\u00e9cnicas durante el montaje. Estas coberturas permiten proteger maquinaria, sistemas tecnol\u00f3gicos e infraestructura durante la fase cr\u00edtica de instalaci\u00f3n, considerando da\u00f1os materiales y responsabilidades frente a terceros. Seguimiento t\u00e9cnico y control del programa La protecci\u00f3n de una obra no se limita a la contrataci\u00f3n inicial del seguro. Requiere monitoreo durante el avance de la obra, ajustes conforme a ampliaciones o modificaciones contractuales y conducci\u00f3n t\u00e9cnica en caso de siniestro. Este criterio t\u00e9cnico permite sostener coherencia entre el desarrollo del proyecto y su protecci\u00f3n aseguradora, resguardando inversi\u00f3n, cumplimiento y continuidad. Inf\u00f3rmese y tome la mejor decisi\u00f3n Solicite asesor\u00eda experta Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora. Cont\u00e1ctenos<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-46775","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46775","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/comments?post=46775"}],"version-history":[{"count":237,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46775\/revisions"}],"predecessor-version":[{"id":62471,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46775\/revisions\/62471"}],"wp:attachment":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/media?parent=46775"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}