{"id":46783,"date":"2025-08-18T16:30:33","date_gmt":"2025-08-18T16:30:33","guid":{"rendered":"https:\/\/veritas.cl\/veritas\/?page_id=46783"},"modified":"2026-03-20T17:15:23","modified_gmt":"2026-03-20T17:15:23","slug":"vehiculos-motorizados","status":"publish","type":"page","link":"https:\/\/veritas.cl\/veritas\/vehiculos-motorizados\/","title":{"rendered":"Veh\u00edculos motorizados"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"46783\" class=\"elementor elementor-46783\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-f649619 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"f649619\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e7e2376 elementor-widget elementor-widget-heading\" data-id=\"3e7e2376\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Arquitectura aseguradora para operaciones de movilidad<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b0bf535 elementor-widget elementor-widget-heading\" data-id=\"1b0bf535\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Veh\u00edculos Motorizados<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-db52ecf e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"db52ecf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-6a3d7047 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"6a3d7047\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40087a28 elementor-widget elementor-widget-text-editor\" data-id=\"40087a28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La movilidad, tanto en contextos personales como empresariales, expone veh\u00edculos y flotas a riesgos que pueden afectar patrimonio, responsabilidades frente a terceros y continuidad operativa. Su aseguramiento requiere estructuras coherentes con el tipo de uso y el nivel de exposici\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-588725b elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no\" data-id=\"588725b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2323ab6\" data-id=\"2323ab6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-ce9bb1e elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no\" data-id=\"ce9bb1e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-96f14fe\" data-id=\"96f14fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f00e45 elementor-widget elementor-widget-heading\" data-id=\"6f00e45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exposici\u00f3n y entorno de circulaci\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-198704b elementor-widget elementor-widget-text-editor\" data-id=\"198704b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La conducci\u00f3n cotidiana en entornos urbanos y carreteras implica riesgos asociados a colisiones, volcamiento, robo, incendio y eventos naturales. En operaciones comerciales y log\u00edsticas, estas exposiciones se amplifican por uso intensivo, mayores recorridos y exigencias contractuales.<\/p><p>La gesti\u00f3n aseguradora considera tipo de veh\u00edculo, frecuencia de uso, perfil de conductor, actividad econ\u00f3mica y normativa aplicable, integrando estas variables en un programa consistente con la realidad operacional.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-d93f991 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"d93f991\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-336f628 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"336f628\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98ff806 elementor-widget elementor-widget-image\" data-id=\"98ff806\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_paravehiculos-1024x1024.webp\" class=\"attachment-large size-large wp-image-61498\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_paravehiculos-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_paravehiculos-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_paravehiculos-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_paravehiculos-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_paravehiculos.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-a33700c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"a33700c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a2229f elementor-widget elementor-widget-heading\" data-id=\"5a2229f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coberturas para veh\u00edculos particulares y flotas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-452e50d elementor-widget elementor-widget-text-editor\" data-id=\"452e50d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los programas suelen contemplar:<\/p><ul><li>Da\u00f1os materiales al veh\u00edculo por colisi\u00f3n, volcamiento o accidente.<\/li><li>Robo o hurto total o parcial.<\/li><li>Incendio y eventos de origen natural.<\/li><li>Responsabilidad civil por da\u00f1os corporales y materiales a terceros.<\/li><li>Defensa jur\u00eddica y gastos asociados a reclamaciones.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4add4a3 elementor-widget elementor-widget-text-editor\" data-id=\"4add4a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En el caso de veh\u00edculos particulares y flotas comerciales, pueden incorporarse extensiones para veh\u00edculo de reemplazo, asistencia en ruta, da\u00f1os a accesorios y equipos especiales, conforme a la naturaleza de la operaci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-a3752b9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"a3752b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-13fc290 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"13fc290\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcf8778 elementor-widget elementor-widget-heading\" data-id=\"bcf8778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coberturas para veh\u00edculos de carga<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc73ded elementor-widget elementor-widget-text-editor\" data-id=\"bc73ded\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En transporte terrestre de mercanc\u00edas, los seguros consideran exposiciones propias de trayectos extensos y uso intensivo.<\/p><p>Habitualmente incluyen:<\/p><ul><li>Da\u00f1os materiales por accidente en ruta.<\/li><li>Robo o sustracci\u00f3n durante traslado o detenciones operativas.<\/li><li>Incendio, explosi\u00f3n y eventos naturales.<\/li><li>Responsabilidad civil ampliada en funci\u00f3n del nivel de exposici\u00f3n.<\/li><li>Coberturas para remolques, carrocer\u00edas y equipos especiales.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56340ae elementor-widget elementor-widget-text-editor\" data-id=\"56340ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La estructuraci\u00f3n del programa se ajusta a la actividad log\u00edstica, volumen de operaci\u00f3n y compromisos contractuales asumidos.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-7cbd7e0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"7cbd7e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-269a64c elementor-widget elementor-widget-image\" data-id=\"269a64c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_vehiculoscargas-1024x1024.webp\" class=\"attachment-large size-large wp-image-61496\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_vehiculoscargas-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_vehiculoscargas-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_vehiculoscargas-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_vehiculoscargas-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/coberturas_vehiculoscargas.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-ce0bbed e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"ce0bbed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-0718b10 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"0718b10\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-200a369 elementor-widget elementor-widget-image\" data-id=\"200a369\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/Seguimiento_tecnico-1-1024x1024.webp\" class=\"attachment-large size-large wp-image-61497\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/Seguimiento_tecnico-1-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/Seguimiento_tecnico-1-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/Seguimiento_tecnico-1-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/Seguimiento_tecnico-1-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/Seguimiento_tecnico-1.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-0d284f2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"0d284f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7684085 elementor-widget elementor-widget-heading\" data-id=\"7684085\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguimiento t\u00e9cnico y coherencia del programa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e31e6 elementor-widget elementor-widget-text-editor\" data-id=\"61e31e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La protecci\u00f3n de veh\u00edculos particulares y flotas exige revisi\u00f3n peri\u00f3dica de valores asegurados, actualizaci\u00f3n de unidades incorporadas o dadas de baja y conducci\u00f3n t\u00e9cnica ante siniestros.<\/p><p>Esta estructura asegura coherencia entre la evoluci\u00f3n del parque vehicular y su protecci\u00f3n aseguradora, resguardando continuidad operativa y estabilidad patrimonial.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" 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data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-192a9057 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"192a9057\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5053a366 elementor-widget elementor-widget-heading\" data-id=\"5053a366\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Inf\u00f3rmese y tome la mejor decisi\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-549da1ca elementor-widget elementor-widget-heading\" data-id=\"549da1ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solicite asesor\u00eda experta<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60d81163 elementor-widget elementor-widget-text-editor\" data-id=\"60d81163\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ca94e8 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"2ca94e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Cont\u00e1ctenos\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" viewBox=\"0 0 241 69\"><defs><style>      .st0 {        fill: #039;      }      .st1 {        fill: none;        stroke: #039;        stroke-miterlimit: 10;        stroke-width: 6px;      }    <\/style><\/defs><path class=\"st1\" d=\"M3,35h227.06\"><\/path><path class=\"st0\" d=\"M184.96,66.68c-.98-1.53-.52-3.58,1.02-4.56l42.58-27.12-42.58-27.12c-1.54-.98-2-3.02-1.02-4.56.98-1.53,3.04-1.98,4.56-1.01l46.95,29.91c.95.61,1.53,1.66,1.53,2.78s-.58,2.18-1.53,2.78l-46.95,29.91c-.55.35-1.17.52-1.77.52-1.09,0-2.16-.54-2.79-1.53Z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" >\n\t\t\t\t\t\t\tCont\u00e1ctenos\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-31e89f8f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"31e89f8f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbdfde2 elementor-widget elementor-widget-image\" data-id=\"1bbdfde2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp\" class=\"attachment-large size-large wp-image-61185\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-300x200.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-768x512.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Arquitectura aseguradora para operaciones de movilidad Veh\u00edculos Motorizados La movilidad, tanto en contextos personales como empresariales, expone veh\u00edculos y flotas a riesgos que pueden afectar patrimonio, responsabilidades frente a terceros y continuidad operativa. Su aseguramiento requiere estructuras coherentes con el tipo de uso y el nivel de exposici\u00f3n. Exposici\u00f3n y entorno de circulaci\u00f3n La conducci\u00f3n cotidiana en entornos urbanos y carreteras implica riesgos asociados a colisiones, volcamiento, robo, incendio y eventos naturales. En operaciones comerciales y log\u00edsticas, estas exposiciones se amplifican por uso intensivo, mayores recorridos y exigencias contractuales. La gesti\u00f3n aseguradora considera tipo de veh\u00edculo, frecuencia de uso, perfil de conductor, actividad econ\u00f3mica y normativa aplicable, integrando estas variables en un programa consistente con la realidad operacional. Coberturas para veh\u00edculos particulares y flotas Los programas suelen contemplar: Da\u00f1os materiales al veh\u00edculo por colisi\u00f3n, volcamiento o accidente. Robo o hurto total o parcial. Incendio y eventos de origen natural. Responsabilidad civil por da\u00f1os corporales y materiales a terceros. Defensa jur\u00eddica y gastos asociados a reclamaciones. En el caso de veh\u00edculos particulares y flotas comerciales, pueden incorporarse extensiones para veh\u00edculo de reemplazo, asistencia en ruta, da\u00f1os a accesorios y equipos especiales, conforme a la naturaleza de la operaci\u00f3n. Coberturas para veh\u00edculos de carga En transporte terrestre de mercanc\u00edas, los seguros consideran exposiciones propias de trayectos extensos y uso intensivo. Habitualmente incluyen: Da\u00f1os materiales por accidente en ruta. Robo o sustracci\u00f3n durante traslado o detenciones operativas. Incendio, explosi\u00f3n y eventos naturales. Responsabilidad civil ampliada en funci\u00f3n del nivel de exposici\u00f3n. Coberturas para remolques, carrocer\u00edas y equipos especiales. La estructuraci\u00f3n del programa se ajusta a la actividad log\u00edstica, volumen de operaci\u00f3n y compromisos contractuales asumidos. Seguimiento t\u00e9cnico y coherencia del programa La protecci\u00f3n de veh\u00edculos particulares y flotas exige revisi\u00f3n peri\u00f3dica de valores asegurados, actualizaci\u00f3n de unidades incorporadas o dadas de baja y conducci\u00f3n t\u00e9cnica ante siniestros. Esta estructura asegura coherencia entre la evoluci\u00f3n del parque vehicular y su protecci\u00f3n aseguradora, resguardando continuidad operativa y estabilidad patrimonial. Inf\u00f3rmese y tome la mejor decisi\u00f3n Solicite asesor\u00eda experta Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora. Cont\u00e1ctenos<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-46783","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/comments?post=46783"}],"version-history":[{"count":195,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46783\/revisions"}],"predecessor-version":[{"id":62468,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46783\/revisions\/62468"}],"wp:attachment":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/media?parent=46783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}