{"id":46791,"date":"2025-08-18T16:43:06","date_gmt":"2025-08-18T16:43:06","guid":{"rendered":"https:\/\/veritas.cl\/veritas\/?page_id=46791"},"modified":"2026-03-20T17:09:51","modified_gmt":"2026-03-20T17:09:51","slug":"ciber-riesgo","status":"publish","type":"page","link":"https:\/\/veritas.cl\/veritas\/ciber-riesgo\/","title":{"rendered":"Ciber riesgo"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"46791\" class=\"elementor elementor-46791\" data-elementor-settings=\"{&quot;element_pack_global_tooltip_width&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_width_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;element_pack_global_tooltip_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;element_pack_global_tooltip_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-ca92958 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"ca92958\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2baaf143 elementor-widget elementor-widget-heading\" data-id=\"2baaf143\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Arquitectura aseguradora para riesgos digitales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66442d31 elementor-widget elementor-widget-heading\" data-id=\"66442d31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ciber Riesgo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-a8af16e elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no\" data-id=\"a8af16e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4b4d1f6c\" data-id=\"4b4d1f6c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-415caec2 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no\" data-id=\"415caec2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2d73ee84\" data-id=\"2d73ee84\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29a309ea elementor-widget elementor-widget-text-editor\" data-id=\"29a309ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La digitalizaci\u00f3n de procesos y la dependencia de sistemas de informaci\u00f3n han convertido el riesgo cibern\u00e9tico en una exposici\u00f3n estructural para organizaciones de cualquier tama\u00f1o. Su protecci\u00f3n requiere esquemas aseguradores consistentes con la infraestructura tecnol\u00f3gica y el perfil operativo de cada entidad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-24102db elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no\" data-id=\"24102db\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73e29ea\" data-id=\"73e29ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-96b0cc9 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no\" data-id=\"96b0cc9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3ec7a3c\" data-id=\"3ec7a3c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b1576ba elementor-widget elementor-widget-heading\" data-id=\"b1576ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gesti\u00f3n del riesgo en entornos digitales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6274cfd elementor-widget elementor-widget-text-editor\" data-id=\"6274cfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Las organizaciones enfrentan amenazas como accesos no autorizados, ransomware, p\u00e9rdida de datos, interrupciones de sistemas y vulneraci\u00f3n de informaci\u00f3n sensible. Estos eventos pueden generar impactos financieros, operativos y reputacionales, adem\u00e1s de obligaciones regulatorias y contractuales frente a terceros.<\/p><p>La gesti\u00f3n aseguradora considera el tipo de actividad, el volumen de datos administrados, la criticidad de los sistemas y el marco normativo aplicable, integrando estas variables en una estructura de cobertura alineada con la exposici\u00f3n real.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e3bad70 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"e3bad70\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bde9e6a elementor-widget elementor-widget-image\" data-id=\"bde9e6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/istockphoto-1068935176-1024x1024-1.jpg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-40a87daf e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"40a87daf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20d4f7f elementor-widget elementor-widget-image\" data-id=\"20d4f7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/incidentes_ciberneticos-1024x1024.webp\" class=\"attachment-large size-large wp-image-61631\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/incidentes_ciberneticos-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/incidentes_ciberneticos-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/incidentes_ciberneticos-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/incidentes_ciberneticos-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/incidentes_ciberneticos.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-0ffb3dc e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"0ffb3dc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec73547 elementor-widget elementor-widget-heading\" data-id=\"ec73547\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Coberturas frente a incidentes cibern\u00e9ticos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91381c9 elementor-widget elementor-widget-text-editor\" data-id=\"91381c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los programas de ciber riesgo suelen incorporar:<\/p><ul><li>Gastos de respuesta ante incidentes y recuperaci\u00f3n de sistemas.<\/li><li>Responsabilidad frente a terceros por vulneraci\u00f3n de datos.<\/li><li>Interrupci\u00f3n del negocio por fallas tecnol\u00f3gicas.<\/li><li>Extorsi\u00f3n cibern\u00e9tica y ataques de ransomware.<\/li><li>Costos legales, regulatorios y de notificaci\u00f3n.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1c5ec elementor-widget elementor-widget-text-editor\" data-id=\"0a1c5ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La estructuraci\u00f3n del programa considera l\u00edmites, subl\u00edmites y deducibles coherentes con la criticidad tecnol\u00f3gica y la capacidad financiera de la organizaci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b830a79 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"b830a79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-201000c2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"201000c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24fe8550 elementor-widget elementor-widget-heading\" data-id=\"24fe8550\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seguimiento t\u00e9cnico y control del programa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-728909ef elementor-widget elementor-widget-text-editor\" data-id=\"728909ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La gesti\u00f3n del riesgo digital no se agota en la contrataci\u00f3n del seguro. Requiere revisi\u00f3n peri\u00f3dica de exposiciones, actualizaci\u00f3n conforme a cambios tecnol\u00f3gicos y coordinaci\u00f3n t\u00e9cnica en caso de incidentes.<\/p><p>Esta estructura asegura continuidad operativa, proteger la informaci\u00f3n estrat\u00e9gica y responder con criterio frente a escenarios que pueden comprometer estabilidad institucional y confianza de terceros.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-6127c61 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"6127c61\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-906e6f1 elementor-widget elementor-widget-image\" data-id=\"906e6f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"960\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-5-1024x1024.webp\" class=\"attachment-large size-large wp-image-61633\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-5-1024x1024.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-5-300x300.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-5-150x150.webp 150w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-5-768x768.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/seguimiento_tecnico-5.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-dccc880 bdt-backdrop-filter-yes e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"dccc880\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-47cdba8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"47cdba8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-6ecc534d bdt-backdrop-filter-yes e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"6ecc534d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-62f87301 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"62f87301\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1481dd7d elementor-widget elementor-widget-heading\" data-id=\"1481dd7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Inf\u00f3rmese y tome la mejor decisi\u00f3n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a655846 elementor-widget elementor-widget-heading\" data-id=\"2a655846\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solicite asesor\u00eda experta<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bf8e132 elementor-widget elementor-widget-text-editor\" data-id=\"5bf8e132\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: left;\">Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e92b60 elementor-position-inline-start elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"9e92b60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Cont\u00e1ctenos\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" viewBox=\"0 0 241 69\"><defs><style>      .st0 {        fill: #039;      }      .st1 {        fill: none;        stroke: #039;        stroke-miterlimit: 10;        stroke-width: 6px;      }    <\/style><\/defs><path class=\"st1\" d=\"M3,35h227.06\"><\/path><path class=\"st0\" d=\"M184.96,66.68c-.98-1.53-.52-3.58,1.02-4.56l42.58-27.12-42.58-27.12c-1.54-.98-2-3.02-1.02-4.56.98-1.53,3.04-1.98,4.56-1.01l46.95,29.91c.95.61,1.53,1.66,1.53,2.78s-.58,2.18-1.53,2.78l-46.95,29.91c-.55.35-1.17.52-1.77.52-1.09,0-2.16-.54-2.79-1.53Z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/veritas.cl\/veritas\/formulario-de-contacto\/\" >\n\t\t\t\t\t\t\tCont\u00e1ctenos\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-5e8c9b50 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"5e8c9b50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d23bb9c elementor-widget elementor-widget-image\" data-id=\"d23bb9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"960\" height=\"640\" src=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp\" class=\"attachment-large size-large wp-image-61185\" alt=\"\" srcset=\"https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-1024x683.webp 1024w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-300x200.webp 300w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta-768x512.webp 768w, https:\/\/veritas.cl\/veritas\/wp-content\/uploads\/2026\/03\/solicite-asesoria-experta.webp 1200w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Arquitectura aseguradora para riesgos digitales Ciber Riesgo La digitalizaci\u00f3n de procesos y la dependencia de sistemas de informaci\u00f3n han convertido el riesgo cibern\u00e9tico en una exposici\u00f3n estructural para organizaciones de cualquier tama\u00f1o. Su protecci\u00f3n requiere esquemas aseguradores consistentes con la infraestructura tecnol\u00f3gica y el perfil operativo de cada entidad. Gesti\u00f3n del riesgo en entornos digitales Las organizaciones enfrentan amenazas como accesos no autorizados, ransomware, p\u00e9rdida de datos, interrupciones de sistemas y vulneraci\u00f3n de informaci\u00f3n sensible. Estos eventos pueden generar impactos financieros, operativos y reputacionales, adem\u00e1s de obligaciones regulatorias y contractuales frente a terceros. La gesti\u00f3n aseguradora considera el tipo de actividad, el volumen de datos administrados, la criticidad de los sistemas y el marco normativo aplicable, integrando estas variables en una estructura de cobertura alineada con la exposici\u00f3n real. Coberturas frente a incidentes cibern\u00e9ticos Los programas de ciber riesgo suelen incorporar: Gastos de respuesta ante incidentes y recuperaci\u00f3n de sistemas. Responsabilidad frente a terceros por vulneraci\u00f3n de datos. Interrupci\u00f3n del negocio por fallas tecnol\u00f3gicas. Extorsi\u00f3n cibern\u00e9tica y ataques de ransomware. Costos legales, regulatorios y de notificaci\u00f3n. La estructuraci\u00f3n del programa considera l\u00edmites, subl\u00edmites y deducibles coherentes con la criticidad tecnol\u00f3gica y la capacidad financiera de la organizaci\u00f3n. Seguimiento t\u00e9cnico y control del programa La gesti\u00f3n del riesgo digital no se agota en la contrataci\u00f3n del seguro. Requiere revisi\u00f3n peri\u00f3dica de exposiciones, actualizaci\u00f3n conforme a cambios tecnol\u00f3gicos y coordinaci\u00f3n t\u00e9cnica en caso de incidentes. Esta estructura asegura continuidad operativa, proteger la informaci\u00f3n estrat\u00e9gica y responder con criterio frente a escenarios que pueden comprometer estabilidad institucional y confianza de terceros. Inf\u00f3rmese y tome la mejor decisi\u00f3n Solicite asesor\u00eda experta Resuelva sus consultas con nuestros especialistas, solicite su asesor\u00eda personalizada ahora. Cont\u00e1ctenos<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-46791","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46791","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/comments?post=46791"}],"version-history":[{"count":180,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46791\/revisions"}],"predecessor-version":[{"id":62453,"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/pages\/46791\/revisions\/62453"}],"wp:attachment":[{"href":"https:\/\/veritas.cl\/veritas\/wp-json\/wp\/v2\/media?parent=46791"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}